


www .cobra-plus.com
Tel (916) 857-0429 or (888) 90-COBRA (26272)


James E. Deyo III, MBA, CCA
President[CEO
Joe L. Gaither, CLU
Vice President
Joe Gaither is the President and Chief Executive Officer of Pacific Benefit Consultants, Inc., a Sacramento based Section 125 Administrator. Joe is also Vice President of a related company, COBRA Plus Administrators, Inc. He has been involved in the employee benefit field for over 35 years.
He founded one of the first pension administrative companies in California and was involved in the life insurance business for many years. He is a member of the International Foundation of Employee Benefit Plans and is a past instructor of the Certified Employee Benefits Specialist program.

Our Staff
We have a highly trained COBRA administrative team. Most bring years of COBRA Administration experience and all either currently have or are in training to receive the
Certified COBRA Administrator (CCA) designation.